Terms and Conditions | Business Finance

Important Notice: Terms and Conditions of Use

This website is owned and operated by Initiative Finance Pty Ltd, ABN 13 135 173 876 ("Initiative Finance").

Mailing address: GPO Box 1140, Sydney NSW 2001

Your access to the website is subject to these terms of use, the Initiative Finance privacy policy, and disclaimers of specific parts of the website ("terms of use").

Your use of the website constitutes your agreement to the terms of use. You can review the terms of use by following links labelled "terms & privacy" at various points within the website. Your continued use of the Initiative Finance website and any related websites constitutes an affirmative acknowledgement and agreement by you that you accept and agree to abide and be bound by these terms and conditions including any modifications to the Initiative Finance website.

Should you object to any of these conditions or any subsequent modifications your only recourse is to immediately discontinue your use of the Initiative Finance website and any related websites.

Accuracy of Information

The information on the website is provided to you "as is" by Initiative Finance in good faith and has been derived from sources believed by Initiative Finance to be reliable and accurate at the time of providing it. Initiative Finance does not guarantee the accuracy of information on the website and you rely on it at your own risk.

Disclaimer

To the extent permitted by law, Initiative Finance and its employees, agents and authorised representatives exclude all liability for any loss or damage (including indirect, special or consequential loss or damage) arising from the use of, or reliance on, any information on the website whether or not caused by any negligent act or omission. If any law prohibits the exclusion of such liability, Initiative Finance hereby limits its liability, to the extent permitted by law, to the resupply of the said information.

Not a recommendation, offer or invitation to take out a loan, or invest. The information on the website is not intended to be a recommendation, offer, or invitation to take up loan or other financial products by any company or person. Any information displayed on this website is general information only and has been prepared without taking into consideration your objectives, financial situation and needs. Because of this you should consider the appropriateness of the information with regard to your objectives, financial situation and needs. Accordingly any comments or statements made are not a recommendation that a particular course of action is suitable for you and should not be regarded or construed as general, specific, implied, taxation or investment advice. Our representatives do not provide any general, specific, implied, taxation or investment advice specific to your needs and objectives. No products outlined on the Initiative Finance website constitute implied, specific or general financial product or taxation advice.

Before making any investment decision on the basis of any reports or information provided you must read the product disclosure statement or terms and conditions in full and carry out your own research into the accuracy, reliability and completeness of this information. You should also seek expert professional advice about any offer in light of your particular financial situation and particular investment needs and objectives because the information provided has no regard to your investment needs, objectives or circumstances (financial or otherwise).

Your responsibility

You cannot and may not rely on any information provided on the Initiative Finance website or any related websites in deciding whether to acquire or dispose of a financial product, but must make your own investigations and if you consider appropriate, obtain advice.

You acknowledge that information provided by Initiative Finance, whether verbally or in marketing and supporting material is simply published by it and not prepared by it. It is provided for guidance only and may not be relied upon as advice.

The Australian position only

The information contained in this Website relates only to Australia and not to any other country. Any references to dollars are references to Australian dollars, unless otherwise specified.

Links to other sites

Initiative Finance has not reviewed any of the websites which link to this website or to which this website links. Initiative Finance is not responsible for the content of any other websites or pages linked to or linking to this website. Initiative Finance does not endorse or otherwise sponsor such links. Such links are provided solely for your convenience and information. Following links to another websites or pages shall be at your own risk.

Linking Policy

You may only provide a link to this website from a website provided that you link to the home page www.initiativefinance.com.au and use as the linking text "Initiative Finance" respectively.

© Initiative Finance Pty Ltd ABN 13 135 173 876. The material on this Website is protected by Australian Copyright Legislation and in copyright legislation in other countries. You may view this Website and its contents using a web browser.

You may make copies of portions of this Website solely for your own information, research or study provided that you do not modify the copy from how it appears on the Website and include the copyright notice appearing above on the copy that you make.

Save for the foregoing, you must not reproduce, frame (by whatever means), link to or otherwise use any of the material on the site without first obtaining the written permission of Initiative Finance- email Initiative Finance (no spam please), or unless specifically permitted by the Copyright Act 1968 (Cth) or similar copyright legislation.

To view our privacy policy click here

Head Office

Level 14, 275 Alfred Street

North Sydney NSW 2060

(Please don’t send mail to this address)